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VISA Signature

VISA Signature

Cash Withdrawals up to EGP 20,000 per day

MIDBANK Visa Signature Credit Card offers you various and exclusive services designed to ensure that you always enjoy the instant recognition and the prestigious lifestyle you deserve.

MIDBANK Credit Cards Parameters

Benefits Exclusively Offered to You:
  • A competitive interest rate of 3.60% per month
  • Grace period up to 58 days on all purchases when paying 100% of the outstanding balance
  • Flexible options for the 5% minimum monthly payment or 100% cash withdrawal of the total credit limit
  • Supplementary cards: can be issued for the main card up to 3 cards
  • Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound
  • The possibility of enjoying added protection and security when you shop online through the one-time passcode (OTP) that will be sent to the cardholder’s registered mobile phone
  • Quick and convenient shopping experience when using contactless payment technology with no need to insert the card in the POS or to enter Pin code for the small transactions permitted by the Central Bank of Egypt
  • Installment programs for card purchase transactions from six months to 36 months, with competitive interest rates
  • Reward programs that offer you points on every purchase transaction you made by your card. You can redeem your points by contacting the MIDBANK call center
  • A worldwide acceptance at more than 32 facilities/merchants
  • Your Visa Signature Credit card is accepted at over 1 million ATM locations worldwide
  • Safe purchase transactions using your card, that is equipped with a smart chip technology, and a Pin code on the POS machines
  • Free SMS alert notifications for any transactions you made through your card
  • 24/7 Call Center service on 19189 for any inquiry, and in case of lost/stolen cards, you can immediately block them
Luxurious Travel Privileges

With MIDBANK Visa Signature Credit Card, enjoy multiple benefits and services offered exclusively to you to ensure that you always have an unrivaled level of excellence and luxury while traveling.

  • With the Lounge Key service, enjoy complimentary visits to 1,000+ premium airport lounges in 300+ cities worldwide to ensure you a unique experience while traveling
  • The program also offers 12 complimentary lounge visits each year for Visa Signature cardholders. One complimentary airport lounge visit is available before meeting the eligibility criteria* followed by 11 more upon meeting the criteria
  • It is recommended that you register to use the “LoungeKey” app so that you have access to the latest lounge information & benefit from real-time program information and regular updates while traveling

* Eligibility condition: one international purchase/ e-commerce transaction during the calendar year.
- For more information, download the “LoungeKey” app on your mobile phone.

Terms & Conditions Apply
For more information, contact us by phone at 19189 or visit your nearest branch to speak to us in person.

DragonPass 'Dine & Fly' Airport Dining Offers:

In cooperation with DragonPass, enjoy visiting the best airport dining places. With MIDBANK Visa Signature Credit Card, enjoy airport dining offers at 200+ locations worldwide.

- For more information, download the "DragonPass Dine & Travel" app on your mobile phone.

YQ Meet and Assist:

YQ Group is known for its bespoke services, through its agents who greet and assist MIDBANK Visa Signature Credit cardholders, follow up approval of visas through a fast-track electronic service, mitigate long queues and waiting times, help with their baggage to arrive in style, as well as provide airport limousine services and handover all formalities 24/7.

Terms & Conditions Apply
For more information, contact us by phone at 19189 or visit your nearest branch to speak to us in person.

Luxury Hotel Collection:

The MIDBANK Visa Signature Credit Card introduces exclusive offers for 900+ intriguing and prestigious hotels worldwide. Customers must book through “VISA Luxury Hotels”, presenting hundreds of hotels offering competitive prices in addition to its following exclusive privileges:

  • Guaranteed best available rates
  • Automatic room upgrades upon arrival when available
  • Free in-room internet and valet parking
  • Complimentary continental breakfast
  • Late check-outs when available
  • VIP Guest status
  • Beverage voucher

For reservations, please visit www.visaluxuryhotels.com.

Terms and Conditions Apply
For more information, contact us by phone at 19189 or visit your nearest branch to speak to us in person.For more information, please visit: https://www.jumeirah.com/en/offers/global-offers/visa-offers

Agoda Hotels:

Enjoy exclusive and unique offers to spend your vacation at any of 900+ hotels worldwide. Cardholders simply need to visit the website and the point of payment input their MIDBANK Visa Signature Credit Card to receive the discount.

Please visit Agoda

Terms and Conditions Apply
For more information, contact us by phone at 19189 or visit your nearest branch to speak to us in person.

MIDBANK Points Program for Visa Signature Credit Card

Shopping can be even more rewarding with MIDBANK Points Program for Visa Signature Credit Cards, enjoy multiple benefits, Points are awarded for every transaction made whether through your main or supplementary cards.

Benefits
  • Eligible customers are automatically and for free enrolled in the points program
  • Points are calculated for every purchase transaction made by your main or supplementary cards. They are not calculated on cash withdrawal transactions or other transactions related to paying card fees and expenses
  • In case of deactivating the card or halting transactions with the bank, all points are canceled
  • Points expire after 24 months from the earn month
  • All redemptions are personalized and must be used by the main beneficiary who is the primary cardholder only
General Parameters

Parameters for MIDBANK Visa Signature Credit Card Rewards

Credit Card Point Expiration

Two Years

Calculation of points on purchase transactions

1 EGP = 3 Point

Calculation of points when card activation and first-time usage

400,000 Visa Signature points 

Minimum number of points to redeem or to be replaced 

10,000 points

Redemption of points (Cashback)

10,000 points = 50 EGP

MIDBANK Visa Signature Credit Card Installments Programs

Benefits
  • Eligible customers are automatically and for free enrolled in the points program
  • You can install any purchase transaction on your main and supplementary cards in Egypt and abroad
  • You can install transactions for up to 6-36 months at a competitive interest rate and pay off in equal monthly installments.
  • You can install any transaction made during the month
  • Primary cardholders only can apply for installation programs
  • All installment programs are available to be requested through MIDBANK Call Center, which is available 24 hours a day, 7 days a week at 19189
Parameters

Installment Tenor (in months)

Interest Rates

6 - 36

2%

Terms & Conditions
  • Cancelation fees is a 7% on condition that cancelation is after 90 days of the transaction installation date.
  • The minimum installation payment is six months
  • The maximum installation payment is 36 months
  • The minimum monthly payment is EGP 1000

Transferring an amount from the Credit card limit and installment the amount (Loan on Phone)

Benefits
  • The service is available to current and new MIDBANK (primary) credit card holders only.
  • The service is available to account holders and non-account holders.
  • You can install transactions up to 6-36 months with a competitive interest rate and pay off in equal monthly installments.
  • The service is available upon customer request through MIDBANK Call Center 24/7 hours by calling 19189
Parameters

Installment Tenor (in months)

Interest Rates

36 - 6

2.10%

Terms & Conditions
  • LOP can be requested by the primary cardholders only.
  • Cancelation fees is 7% in a condition that cancelation should be after 90 days from the transaction installation date.
  • The minimum payment tenor is 6 months.
  • The maximum payment tenor is 36 months.
  • The minimum monthly payment is EGP 1000