VISA Gold / VISA Classic Credit Cards:
MIDBANK VISA Gold / VISA Classic credit cards give you a unique purchasing experience all over the world, reinforced by many advantages and benefits that cater to your needs.
- Competitive interest rates:
- 2.90% per month for VISA Gold credit cards
- 3.10% per month for Visa Classic credit cards.
- Grace period up to 58 days on purchases in case of full settlement.
- Flexible monthly payment options either minimum payment (5%) or full payment (100%)
- Issuance of up to 3 supplementary cards
- Enjoy purchases, cash withdrawals and online payments locally and internationally and pay in Egyptian pounds
- Safe and secure online shopping using the one-time-password (OTP) sent to your mobile number
- A fast & easy experience contactless payments simply by tapping the card on top of the point-of-sale without entering the (PIN) for small transactions as per the Central Bank of Egypt regulations
- Equal Installments Program at competitive interest rates for periods ranging from 6 months to 36 months
- Rewards Points Program for your card transactions that you can redeem through the Call Centre.
- Global acceptance at more than 32 million stores.
- Cash withdrawal from more than one million ATMs around the world.
- Secured purchase transactions using the point of sale (POS) through smart chip and personal identification number (PIN).
- SMS notification service upon using your Card in any transaction.
- Customer Service Center 19189 works 24 hours a day to answer all inquiries, as well as stop the card once the card has been reported missing or stolen.
MIDBANK Visa Gold and Visa Classic Rewards program
Features
- Automatic and Free Registration.
- Points calculated on the purchase’s transactions only for primary and supplementary cards
- No points will be calculated for either cash withdrawal and payment transactions
- In case of card cancelations all points will be eliminated
- Points valid for two years
- Points redemption through the call center by primary cardholder only
Limits
| Visa Gold & Classic points limits |
| Points Validity |
Two Years |
| Points Earning |
1 EGP = 1 Point |
| Bonus Points upon activation and one purchase |
25,000 points for Visa Gold
15,000 points for Visa Classic
|
| Minimum Redemption Points |
10,000 points |
| Points Redemption (cashback) |
10,000 points = 50 EGP |
| Points Value in EGP |
0.005 EGP |
MIDBANK Visa Gold and Visa Classic credit cards Instalment program
Features:
- Automatic and free registration
- Ability to install all transactions for primary and supplementary for local and international transactions
- Available installments periods from 6 to 36 months
- Available to install any transaction made throughout the month
- Installments request to be submitted by the primary cardholder
- Installments request could be submitted through the call center 19189 24/7
| Installments Period |
Interest Rate |
| From 6 - 36 months |
1.85% |
Terms and conditions
- Cancelation fees 5% out of the amount of the original transaction conditional after 90 days of the installment submission date
- Minimum installment period is 6 months.
- Maximum installment period is 36 months.
- Minimum installment amount is EGP 1000.
MIDBANK Credit Cards Parameters