Gold/Classic Credit Cards

VISA Gold / VISA Classic Credit Cards:


MIDBANK VISA Gold / VISA Classic credit cards give you a unique purchasing experience all over the world, reinforced by many advantages and benefits that cater to your needs.

  • Competitive interest rates:

                       - 2.75% per month for VISA Gold credit cards

                       - 2.85% per month for Visa Classic credit cards.

  • Grace period up to 58 days on purchases in case of full settlement.
  • Flexible monthly payment options either minimum payment (5%) or full payment (100%)
  • Issuance of up to 3 supplementary cards
  • Enjoy purchases, cash withdrawals and online payments locally and internationally and pay in Egyptian pounds
  • Safe and secure online shopping using the one-time-password (OTP) sent to your mobile number
  • A fast & easy experience contactless payments simply by tapping the card on top of the point-of-sale without entering the (PIN) for small transactions as per the Central Bank of Egypt regulations
  • Equal Installments Program at competitive interest rates for periods ranging from 6 months to 36 months
  • Rewards Points Program for your card transactions that you can redeem through the Call Centre.
  • Global acceptance at more than 32 million stores.
  • Cash withdrawal from more than one million ATMs around the world.
  • Secured purchase transactions using the point of sale (POS) through smart chip and personal identification number (PIN).
  • SMS notification service upon using your Card in any transaction.
  • Customer Service Center 19189 works 24 hours a day to answer all inquiries, as well as stop the card once the card has been reported missing or stolen.


MIDBANK Visa Gold and Visa Classic Rewards program 


  • Automatic and Free Registration.
  • Points calculated on the purchase’s transactions only for primary and supplementary cards 
  • No points will be calculated for either cash withdrawal and payment transactions
  • In case of card cancelations all points will be eliminated
  • Points valid for two years
  • Points redemption through the call center by primary cardholder only



Visa Gold & Classic points limits
Points Validity Two Years
Points Earning 1 EGP = 1 Point
Bonus Points upon activation and one purchase

25,000 points for Visa Gold

15,000 points for Visa Classic

Minimum Redemption Points 10,000 points


MIDBANK Visa Gold and Visa Classic credit cards Instalment program


  • Automatic and free registration
  • Ability to install all transactions for primary and supplementary for local and international transactions
  • Available installments periods from 6 to 36 months
  • Available to install any transaction made throughout the month
  • Installments request to be submitted by the primary cardholder
  • Installments request could be submitted through the call center 19189 24/7


Installments Period Interest Rate
From 6 - 36 months 1.85%


Terms and conditions 

  • Cancelation fees 5% out of the amount of the original transaction conditional after 90 days of the installment submission date
  • Minimum installment period is 6 months.
  • Maximum installment period is 36 months.
  • Minimum installment amount is EGP 1000.


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Offer valid till September 29th 2022 or until stock depletes.

Terms & Conditions Apply

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