Gold/Classic Credit Cards

VISA Gold / VISA Classic Credit Cards:


MIDBANK VISA Gold / VISA Classic credit cards give you a unique purchasing experience all over the world, reinforced by many advantages and benefits that cater to your needs.

  • Competitive interest rates:

                       - 2.90% per month for VISA Gold credit cards

                       - 3.10% per month for Visa Classic credit cards.

  • Grace period up to 58 days on purchases in case of full settlement.
  • Flexible monthly payment options either minimum payment (5%) or full payment (100%)
  • Issuance of up to 3 supplementary cards
  • Enjoy purchases, cash withdrawals and online payments locally and internationally and pay in Egyptian pounds
  • Safe and secure online shopping using the one-time-password (OTP) sent to your mobile number
  • A fast & easy experience contactless payments simply by tapping the card on top of the point-of-sale without entering the (PIN) for small transactions as per the Central Bank of Egypt regulations
  • Equal Installments Program at competitive interest rates for periods ranging from 6 months to 36 months
  • Rewards Points Program for your card transactions that you can redeem through the Call Centre.
  • Global acceptance at more than 32 million stores.
  • Cash withdrawal from more than one million ATMs around the world.
  • Secured purchase transactions using the point of sale (POS) through smart chip and personal identification number (PIN).
  • SMS notification service upon using your Card in any transaction.
  • Customer Service Center 19189 works 24 hours a day to answer all inquiries, as well as stop the card once the card has been reported missing or stolen.


MIDBANK Visa Gold and Visa Classic Rewards program 


  • Automatic and Free Registration.
  • Points calculated on the purchase’s transactions only for primary and supplementary cards 
  • No points will be calculated for either cash withdrawal and payment transactions
  • In case of card cancelations all points will be eliminated
  • Points valid for two years
  • Points redemption through the call center by primary cardholder only



Visa Gold & Classic points limits
Points Validity Two Years
Points Earning 1 EGP = 1 Point
Bonus Points upon activation and one purchase

25,000 points for Visa Gold

15,000 points for Visa Classic

Minimum Redemption Points 10,000 points
Points Redemption (cashback) 10,000 points = 50 EGP
Points Value in EGP 0.005 EGP


MIDBANK Visa Gold and Visa Classic credit cards Instalment program


  • Automatic and free registration
  • Ability to install all transactions for primary and supplementary for local and international transactions
  • Available installments periods from 6 to 36 months
  • Available to install any transaction made throughout the month
  • Installments request to be submitted by the primary cardholder
  • Installments request could be submitted through the call center 19189 24/7


Installments Period Interest Rate
From 6 - 36 months 1.85%


Terms and conditions 

  • Cancelation fees 5% out of the amount of the original transaction conditional after 90 days of the installment submission date
  • Minimum installment period is 6 months.
  • Maximum installment period is 36 months.
  • Minimum installment amount is EGP 1000.


MIDBANK Credit Cards Parameters